PAYMENT PROCESSING SERVICES

Payment Processing Across the Portfolio Lifecycle

Concord provides payment processing and cash management services for lenders, originators, and investors. Our system supports accurate billing, payment collection, reconciliation, and remittance across loan and lease portfolios.

With defined controls and certified security frameworks, we help ensure consistent cash flow administration aligned with regulatory and investor requirements.

Key Payment Processing Features

Multi-Channel Payment Options

Support for ACH, debit and credit card, checks, lockbox, wire, mobile payments, and online portals.

Automated Billing & Invoicing

Generation and distribution of statements and invoices across digital and traditional channels.

Cash Flow & Remittance Management

Collection, allocation, and disbursement of funds to investors, lenders, and other stakeholders.

Reconciliation & Exception Handling

Automated file reconciliation and resolution of mismatched or failed transactions.

Secure Payment Infrastructure

PCI DSS Level 1 certified systems, encryption, and fraud-prevention protocols to protect borrower and investor data.

Integrated Servicing & Reporting

Connects with Account Management, Collections & Recovery, and Investor Reporting for an end-to-end servicing solution.

Why Concord’s Payment Processing Services

Reliable Cash Flow

Ensures accurate and timely borrower remittances, protecting liquidity and investor distributions.

Borrower Convenience & Experience

Multi-channel payment options improve customer satisfaction and reduce delinquencies.

Operational Efficiency

Automated processes that reduce manual assistance and support portfolio-level accuracy.

Regulatory & Compliance Alignment

PCI-compliant processes and SOC-certified infrastructure provide confidence in data security and regulatory adherence.

Transparency & Auditability

Real-time reporting and clear audit trails support investor governance and regulatory oversight.

Scalability

Processing capacity designed to support transaction growth across asset classes and market conditions.

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What We Do: End-to-End Credit Administration

We provide credit administration across the full lifecycle for investors, lenders, originators, and borrowers. Through proprietary technology and structured processes, we manage performance, compliance, reporting, and borrower engagement to maintain clarity and accountability across each stage.

Concord credit administration lifecycle connecting investors, funds, originators, and borrowers

Mobile Concord credit administration lifecycle connecting investors, funds, borrowers, and originators