About Concord

Credit Administration for Specialty Finance Markets

Business professionals meeting in a modern office for Concord credit administration servicesProfessional using a laptop for collections and recovery servicing
Concord is a leading provider of technology-driven credit administration and asset-backed finance solutions for lenders, originators, and investors across specialty finance markets.
Founded in 1988 and headquartered in Scottsdale, Arizona, Concord has grown to administer more than 5 million accounts and $60 billion in assets, processing approximately $4.5 billion in annual payments across more than 225 client partnerships.
 
Backed by GTCR, a private equity firm focused on financial services and technology, Concord continues to invest in infrastructure, talent, and systems that advance our commitment to being the hub for credit administration.

Our proprietary platform, ConcordLink, serves as the foundation for portfolio servicing, collections, capital administration, and reporting. Built to support regulatory compliance and data integrity, the software enables structured workflows, secure document custody, and real-time visibility across consumer and commercial portfolios.
With more than three decades of experience across specialty finance markets, Concord is the hub for credit administration for originators and lenders nationwide. As a technology-driven servicer, our system supports loan servicing, collections, capital administration, reporting, and more, providing structured workflows, data integrity, and transparency for both borrowers and investors.
Meet The Management Team
Concord is led by a management team with extensive experience across specialty finance, structured credit, and capital markets. Leadership prioritizes governance, accountability, and operational consistency across every aspect of the organization.
Dhruv Vakharia, Chief Executive Officer at Concord
Dhruv Vakharia
Chief Executive Officer
Shaun O'Neill, Managing Director, Consumer at Concord
Shaun O’Neill
Managing Director, Consumer
Quentin Cote, Managing Director, Commercial at Concord
Quentin Cote
Managing Director, Commercial
Brad Forth, Chief Financial Officer at Concord
Brad Forth
Chief Financial Officer
Peter Moody, Chief Revenue Officer at Concord
Peter Moody
Chief Revenue Officer
Kevin Clark, Chief Technology and Information Officer at Concord
Kevin Clark
Chief Technology & Information Officer
Sonja Yurkiw, Chief Legal Officer and Chief Compliance Officer at Concord
Sonja Yurkiw
Chief Legal Officer & Chief Compliance Officer
Kyle Derry, Chief Operating Officer at Concord
Kyle Derry
CHIEF OPERATING OFFICER
NMLS ID 2383128
NFID# CM10995
Lauren Patel, Chief Human Resources Officer at Concord
Lauren Patel
Chief Human Resources Officer
Matt Agronin, Chief Marketing Officer at Concord
Matt Agronin
Chief Marketing Officer
“The Concord difference isn’t just our technology or 35+ year track record. It’s our people and their expertise. Our people are our strength—dedicated, skilled, and committed to client success every day.”
Dhruv Vakharia
CEO
Copyright © 2026, Concord Servicing LLC